₹1 Lakh Chit
₹5,000/ month
- Duration21 months
- You receive₹1,01,000 – ₹1,20,000
- After receiving+ ₹1,000/month
Sri Honest Chits · Theni Small savings today.
Small savings today.
Big strength tomorrow.
சிறு சேமிப்பு • பெரிய பலன் • நம்பிக்கையுடன் கூடிய பயணம்
Founder-managed chit plans from ₹1 lakh to ₹10 lakh. 21 months, a transparent monthly draw of lots, and a team you can meet face to face.
- 21-month plans
- ₹1L – ₹10L
- Draw of lots every month
- 160+ members
Why saving matters
Every rupee you earn deserves a plan.
Money kept loose gets spent. A chit turns your monthly income into a disciplined habit – and a lump sum ready for life's big moments.
எதிர்காலம் யாருக்கும் காத்திருக்காது… ஆனால், தயாராக இருப்பவர்களை நிச்சயம் காப்பாற்றும்.
Children's education
School fees, college admission, hostel – ready when the time comes.
Weddings & functions
Plan big family occasions without borrowing at high interest.
Home & vehicle
Build towards a house, a plot or a vehicle, month by month.
Emergency support
A ready lump sum that supports your family in times of need.
Our chit plans
Choose the plan that fits your income.
All plans run for 21 months. Pay the same amount each month; the later your chit comes in the draw, the higher the amount you receive.
₹2 Lakh Chit
₹10,000/ month
- Duration21 months
- You receive₹2,02,000 – ₹2,40,000
- After receiving+ ₹2,000/month
₹5 Lakh Chit
₹25,000/ month
- Duration21 months
- You receive₹5,05,000 – ₹6,00,000
- After receiving+ ₹5,000/month
₹10 Lakh Chit
₹50,000/ month
- Duration21 months
- You receive₹10,10,000 – ₹12,00,000
- After receiving+ ₹10,000/month
Chit calculator
See exactly what you pay and receive.
Pick a plan and a month to see what you would receive if your chit comes up in that month's draw. The full month-wise chart updates instantly.
- Same monthly amount for all 21 months
- Payout increases every month you wait
- After receiving the chit, a small fixed amount is added monthly
Choose plan
You receive—
Monthly payment—
Monthly after receiving—
Plan—
Total you pay in 21 months—
Illustration based on our published plan chart. Final terms are as per the chit agreement signed at joining.
View full month-wise chart
| Month | You pay | Chit amount |
|---|
How it works
Simple rules. Followed every month.
Meet & join
Message us on WhatsApp. Our team and founder meet you, explain the plan and complete joining.
Pay by the 10th
Pay your fixed monthly amount on or before the 10th of every month.
Monthly draw
Among members who paid on time, one member is selected by a transparent draw of lots (குலுக்கல் முறை).
Receive by the 20th
The chit amount is paid to the selected member by the 20th of that month.
160+members trust
Sri Honest Chits
Sri Honest Chits
Why trust Sri Honest Chits
Your money is handled by someone you know.
Er. B. Karthick Pandi personally coordinates with every member. He also serves as Treasurer of the CNI Theni Chapter – trusted by fellow business owners to handle money responsibly.
- Founder-managed – direct access, no middlemen
- Clear written rules and month-wise chart
- Draw held on time, every month
- Transparent accounts – ask anytime
- Office in Theni – visit us in person
நேர்மையான நிர்வாகம் • வெளிப்படையான சேவை
Questions
Frequently asked
How many months does each chit run?
All Sri Honest Chits plans run for 21 months.
When do I pay, and when is the draw?
Pay your monthly amount on or before the 10th. Among members who have paid by the 10th, one member is selected by draw of lots, and the chit amount is paid by the 20th of the same month.
Why does the amount I receive change each month?
The chit amount grows each month you wait. For example, in the ₹1 lakh plan you receive ₹1,01,000 in month 2 and ₹1,20,000 in month 21. The full chart is shown in the calculator above.
What do I pay after I receive the chit?
From the month after you receive the chit, you add a fixed amount to your monthly payment – ₹1,000 (₹1L plan), ₹2,000 (₹2L), ₹5,000 (₹5L) or ₹10,000 (₹10L).
How do I join?
Send us a WhatsApp message. Our team and founder will meet you, explain everything and collect the required details. We do not collect any payments through this website.
Please note: Plan figures above are illustrations from our published chart; final terms are as per the chit agreement. Sri Honest Chits does not offer deposits or fixed returns. Company registration is in process; registration details will be published on this page.
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உங்கள் சேமிப்பு பயணத்தை இன்றே தொடங்குங்கள்!
Start your savings journey today.
Message us and the founder's team will walk you through the right plan for your income.